Mastercard Interchange Fees

Below are some of the most common Mastercard interchange fees businesses incur as of April 2021 from CreditDonkey. There are dozens of interchange fees (many of which aren’t listed below). The rates vary based on card type, transaction method, and type of business. Go here for a complete listing of Mastercard interchange fees.

 

Mastercard Debit CardSwipe Rate (card present)
Mastercard Debit (small bank)1.05% + 15¢
Mastercard Debit (big bank/regulated)0.05% + 22¢
Mastercard Debit Prepaid1.05% + 15¢
Mastercard Debit CardKeyed Rate (card not present)
Mastercard Debit (small bank)1.60% + 15¢
Mastercard Debit (big bank/regulated)0.05% + 22¢
Mastercard Debit Prepaid1.76% + 20¢
Mastercard Credit CardSwipe Rate (card present)
Mastercard Consumer1.58% + 10¢
Mastercard Enhanced1.73% + 10¢
Mastercard World1.77% + 10¢
Mastercard World Elite2.2% + 10¢
Mastercard Corporate2.70% + 10¢
Mastercard Credit CardKeyed Rate (card not present)
Mastercard Consumer1.89% + 10¢
Mastercard Enhanced2.04% + 10¢
Mastercard World2.05% + 10¢
Mastercard World Elite2.5% + 10¢
Mastercard Corporate2.70% + 10¢
Mastercard InternationalInterchange Rates
Mastercard International1.10%
Mastercard International Keyed1.60%

 

*The credit card networks typically update their interchange fees two times a year, in April and October.

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