Cost-Plus Pricing

With cost-plus pricing, our goal is to reduce merchant processing fees.

Cost-plus pricing (also known as interchange pass-through pricing) is the most transparent and cost-effective way to process credit card payments. It can reduce monthly credit card processing fees by up to 20%!

Credit card processing savings is our frame of mind

Credit card processing savings is our frame of mind

It continues to bother us how many well-known payment processors take advantage of merchants by overcharging for transactions, or bundling together as many fees as they can, without any explanation to the merchant.

That’s how our approach for cost-plus transparent pricing was born and why we’re happy to show you how Payway is the most cost-effective credit card processing savings provider.

Merchant services savings with cost-plus pricing
Merchant services savings with cost-plus pricing

Merchant services savings with cost-plus pricing

You won’t find hard-to-predict bundled pricing here. When you choose Payway as your merchant services provider, you enjoy absolute transparency from our cost-plus pricing model, also called interchange-plus pricing because the resulting cost is the interchange fee plus the merchant services markup.

For even more credit card processing savings, we may be able to eliminate per transaction fees for American Express payments, effectively taking the sting out accepting it for payment.

Payment gateway savings

Payment gateway savings

We don’t waste your time. We get down to business, fast. Right out of the gate, we run the numbers and compare a merchant’s existing costs for payment gateway services to what those costs may be with Payway.

It turns out that we’re almost always able to reduce the monthly base fee, transaction fees, and interchange rates, among others. How? For starters, we employ an economies-of-scale strategy and use tools like Automated Level 3 Processing and Account Updater to reduce a merchant’s costs.

If any of this industry jargon has you scratching your head,

Request a free cost analysis today!

Find out how much you can save with a simple switch to Payway.

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