We thank all of our customers for making our 39th year truly exceptional and are delighted to highlight some key initiatives in the past year.
Learn More
Paying one flat fee per transaction vs. the actual interchange fee can add up in costs, reducing revenue!
Learn More
We thank all of our customers for making our 39th year truly exceptional and are delighted to highlight some key initiatives in the past year.
Learn More
Paying one flat fee per transaction vs. the actual interchange fee can add up in costs, reducing revenue!
Learn More
We thank all of our customers for making our 39th year truly exceptional and are delighted to highlight some key initiatives in the past year.
Learn More
Paying one flat fee per transaction vs. the actual interchange fee can add up in costs, reducing revenue!
Learn More
We thank all of our customers for making our 39th year truly exceptional and are delighted to highlight some key initiatives in the past year.
Learn More
Paying one flat fee per transaction vs. the actual interchange fee can add up in costs, reducing revenue!
Learn More
We thank all of our customers for making our 39th year truly exceptional and are delighted to highlight some key initiatives in the past year.
Learn More
Paying one flat fee per transaction vs. the actual interchange fee can add up in costs, reducing revenue!
Learn MoreBelow are some of the most common Discover interchange fees businesses incur as of April 2021 from CreditDonkey. There are dozens of interchange fees (many of which aren’t listed here). The rates vary based on card type, transaction method, and even type of business.
| Discover Debit Card | Swipe Rate (card present) |
| Discover Debit (small bank) | 1.10% + 16¢ |
| Discover Debit (big bank/regulated) | 0.05% + 22¢ |
| Discover Debit Card | Keyed Rate (card not present) |
| Discover Debit (small bank) | 1.75% + 20¢ |
| Discover Debit (big bank/regulated) | 0.05% + 22¢ |
| Discover Credit Card | Swipe Rate (card present) |
| Discover Consumer | 1.56% + 10¢ |
| Discover Rewards | 1.71% + 10¢ |
| Discover Premium | 1.71% + 10¢ |
| Discover Premium Plus | 2.15% + 10¢ |
| Discover Commercial | 2.30% + 10¢ |
| Discover Credit Card | Keyed Rate (card not present) |
| Discover Consumer | 1.87% + 10¢ |
| Discover Rewards | 1.97% + 10¢ |
| Discover Premium | 2.00% + 10¢ |
| Discover Premium Plus | 2.40% + 10¢ |
| Discover Commercial | 2.30% + 10¢ |
| Discover Recurring Payments | Interchange Rates |
| Discover Debit (small bank) | 1.20% + 5¢ |
| Discover Debit (big bank/regulated) | 0.05% + 22¢ |
| Discover Consumer | 1.35% + 5¢ |
| Discover Rewards | 1.35% + 5¢ |
| Discover Premium | 1.35% + 5¢ |
| Discover Premium Plus | 1.80% + 5¢ |
| Discover Commercial | 2.3% + 10¢ |
| Discover International | Swipe Rate (card present) |
| Discover International Debit/Prepaid | 1.20% |
| Discover International Consumer | 1.65% |
| Discover International Rewards | 1.65% |
| Discover International Premium | 1.65% |
| Discover International Premium Plus | 1.65% |
| Discover International Commercial | 1.9% |
| Discover International | Keyed Rate (card not present) |
| Discover International Debit/Prepaid | 1.70% + 10¢ |
| Discover International Consumer | 1.70% + 10¢ |
| Discover International Rewards | 1.70% + 10¢ |
| Discover International Premium | 1.70% + 10¢ |
| Discover International Premium Plus | 1.79% + 10¢ |
| Discover International Commercial | 1.90% + 10¢ |
*The credit card networks typically update their interchange fees two times a year, in April and October.
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