Understanding the Ins and Outs of Credit Card Processing

Understanding the Ins and Outs of Credit Card Processing

Online and offline credit and debit card transactions have grown exponentially over the past two decades. Why? To put it simply, paying by credit or debit card is convenient for consumers. In addition, credit card issuers are encouraging more usage via a wealth of incentives such as points-based programs and cash-back rewards.

Although the benefits of credit cards are straightforward, the ecosystem of electronic payment processing is not. This is especially true for the new merchant or nonprofit organization in the early stages of credit card acceptance.

This eBook was created to serve as a guide to the main components of credit card payment processing. A basic understanding of the players and how the electronic payment ecosystem works will empower you to ask the right questions of potential payment processing partners. As a result, you will be better prepared to create the system that is best suited for your needs and budget.


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